Loan Programs
Whether you are buying your first investment property, seeking a DSCR cash-out refinance, renovating a flip, or navigating damaged credit and nontraditional income documentation, start with the program closest to the project. Some business-purpose programs may not require personal tax returns or conventional W-2 income documents, but every request requires a complete, documented underwriting review.
For eligible nationwide purchase and cash-out scenarios with no minimum FICO requirement and up to 65% LTV.
A low-leverage, property-focused option that may allow eligible cash-out refinances without a minimum ownership-seasoning period. Property, valuation, equity, location, documentation, underwriting, and approval requirements still apply.
View program detailsFor eligible 1–4 unit rehab projects in 16 approved states, with no minimum FICO or completed-flip threshold at initial screening.
Maximums may reach 90% of eligible purchase price, 100% reimbursement of eligible completed rehab work, and 75% ARV. Address, property, liquidity, entity, public-record, valuation, documentation, underwriting, and approval rules apply.
View program detailsFor investment-project inquiries that begin with a documented site, plans, budget, team, timeline, and exit.
Construction structures vary by property, sponsor, market, permits or approvals, value support, budget, equity, documentation, underwriting, and available program requirements.
View program detailsFor time-sensitive acquisitions, bridge needs, and investment properties requiring individual review.
Start with the asset, use of funds, capital contribution, timeline, borrower context, and a realistic exit strategy.
View program detailsFor eligible $100K–$2.5MM multifamily, mixed-use, retail, office, industrial, self-storage, and specialized property requests.
Compare Full Documentation, Lite Documentation Investor, Streamline Commercial, Business Bank Statement, and Multifamily Select paths with published minimum FICO requirements from 650 to 700.
View program detailsDecision resources
Use these resources to organize questions, documents, and assumptions before requesting an individual review.
Educational tools
Each calculator turns your entries into a summary you can securely transfer to the inquiry form. Results are not quotes or approval decisions.
Our approach
Tell us whether this is your first deal, your next portfolio move, or a fresh start after a credit challenge.
Property, plan, experience, credit context, timeline, and documentation all help shape an informed review.
Straightforward communication helps you understand the information required without promising an approval.
Your starting point matters
Share the property, plan, experience level, and complete credit context so we can identify the most useful next step for review.
