No experience shame
A first deal should begin with useful questions—not assumptions about what a new investor cannot do.
Mayday believes a first-time investor or borrower with damaged credit, a lower FICO score, or nontraditional income documentation still deserves a clear, respectful conversation about the complete opportunity.
Starting in real estate can feel intimidating when every lender seems to ask for a long track record. Credit setbacks and conventional tax-return requirements can make that path feel even narrower. Mayday starts by understanding the property, the plan, the borrower, and the details that explain the full story.
We provide an approachable path for new investors and experienced borrowers navigating credit challenges to explore private real estate financing, including DSCR cash-out, fix-and-flip, private-money, and commercial scenarios. No single factor guarantees a result, but every serious inquiry deserves honest communication about what may be needed next.