Share the scenario
Start with the property address, intended use, financing goal, timing, experience level, and any credit context you want the team to understand.
How the inquiry process works
From property details to a documented financing review.
Mayday organizes the property, plan, borrower context, and requested structure so the team can identify a useful next step. An inquiry is not a preapproval, quote, commitment, or promise of timing.
Four stages
A clear process for presenting the complete story.
Clarify the review path
Mayday considers which financing category may be relevant and identifies the property, borrower, entity, liquidity, scope, rent, valuation, or exit information that may be needed.
Complete requested diligence
If the inquiry progresses, provide the requested records for property and borrower review. Alternative documentation never means no documentation or no underwriting.
Review a documented outcome
Available programs, structure, pricing, conditions, timing, and approval depend on the complete file and current requirements. Only written final documents define an approved transaction.
Before you inquire
A more useful first inquiry starts with four things.
- The exact property and whether it is a purchase, refinance, cash-out, renovation, bridge, or commercial request
- A realistic investment plan supported by rent, scope, budget, occupancy, or operating information
- Borrower, entity, liquidity, experience, and credit context that may affect an individual review
- A target timeline and a documented exit, stabilization, refinance, or repayment strategy
What this process does—and does not—mean.
Submitting an inquiry gives Mayday a starting point. It does not reserve capital, establish terms, waive credit or documentation requirements, or guarantee eligibility, proceeds, timing, closing, or approval. Programs and requirements vary by property, purpose, geography, borrower profile, documentation, and current availability.
Process questions
Know what to expect before you begin.
Does submitting an inquiry mean I am approved?
No. An inquiry begins a conversation only. Any financing is subject to program availability, property and borrower review, documentation, underwriting, conditions, and final approval.
Can a first-time investor or lower-FICO borrower start here?
Yes. Be direct about your experience and credit context, and provide a complete property and execution plan. Those factors are reviewed with the rest of the file and do not create automatic eligibility or automatic denial.
Which documents may be requested?
The request can vary. Common categories include property and transaction details, entity and ownership records, rent or operating information, renovation scope and bids, liquidity support, credit authorization, valuation, title, insurance, and exit documentation.
How long does the process take?
Timing depends on the property, program, requested structure, document completeness, third-party reports, title, insurance, conditions, and underwriting. The website does not promise a review or closing timeline.
Your next step
Ready to organize the complete scenario?
Share the property and plan without hiding that this is your first deal or that credit needs context.