Investor loan program comparison
Mayday Private Capital vs. Lima One Capital
Lima One publishes a broad investor-loan menu. Mayday presents a smaller set of bilingual core paths and an individualized inquiry process. The useful question is not which list is longer, but which current program, structure, and support model fits the specific property.
Lima One Capital
What the provider currently publishes
Lima One's official loan-types page currently groups offerings across FixNFlip, Fix2Rent, Bridge Plus, new construction, Build2Rent, rental, portfolio, single-family rental, short-term rental, and multifamily bridge categories.
Mayday Private Capital
How Mayday organizes the conversation
Mayday publishes bilingual DSCR, fix-and-flip, private-money, and commercial real estate paths, supported by calculators, nationwide inquiry pages, and a guided form for individual review.
At-a-glance comparison
Observable categories for a more informed conversation.
Shared categories do not mean products, terms, or underwriting methods are equivalent.
| Category | Lima One Capital | Mayday |
|---|---|---|
| Program breadth | Broad published menu spanning rehab, construction, rental, portfolio, and multifamily categories | Four core product pages plus individualized property-financing inquiries |
| Rental paths | Single-family rental, short-term rental, portfolio, and related products | Bilingual DSCR education and calculator-led preparation |
| Commercial and multifamily | Published multifamily bridge categories | Commercial real estate inquiry path for eligible multifamily and other property scenarios |
| Support and tools | Official site publishes expert-contact and digital portal language | Bilingual guided form, DSCR/ARV calculators, and complete-context education |
Test your scenario
Questions to bring to any lender.
Request written terms and confirm definitions, conditions, and availability for the specific property.
Broad portfolio planning
Compare minimum property counts, collateral structure, cross-collateralization, payment structure, recourse, reserves, and release provisions.
Short-term rental
Confirm eligible markets, income method, seasonality, management, insurance, occupancy assumptions, and local rules.
Multifamily bridge
Compare occupancy, stabilization plan, renovation budget, sponsor experience, valuation, recourse, reserves, and exit requirements.
Fix-to-rent strategy
Ask whether acquisition, rehab, lease-up, and long-term financing are separate or coordinated stages and compare total transition costs.
Documents to prepare
Compare proposals using the same deal file.
- Property address, transaction type, purchase or refinance details, and intended use
- Entity and borrower information requested for review
- Lease or market-rent support for rental scenarios
- Rehab scope, budget, timeline, and exit plan for project financing
- Liquidity, reserves, experience, and credit-context documentation when requested
Comparison questions
Clarify fit before choosing.
Is Mayday Private Capital affiliated with Lima One Capital?
No. Mayday Private Capital and Lima One Capital are separate companies. Lima One Capital and related marks belong to their respective owners.
Does Lima One publish more loan categories than Mayday?
Lima One's current official page lists a broader named product menu. A longer menu does not by itself determine fit; compare eligibility, structure, geography, total costs, documents, and the specific property.
Can Mayday discuss portfolio or multifamily scenarios?
Mayday accepts commercial and property-financing inquiries, including eligible multifamily scenarios. Program, property, amount, sponsor, geography, and underwriting requirements must be reviewed individually.
Should I compare only the interest rate?
No. Compare points, third-party fees, cash required, draw administration, valuation methods, prepayment provisions, reserves, extensions, servicing, property eligibility, and closing conditions. Definitions and assumptions may differ between providers.
Can a calculator tell me which lender will approve my deal?
No. Calculators are educational estimates based on entered assumptions. They do not determine value, eligibility, terms, approval, or investment returns.
How can I request a Mayday review?
Use Mayday's three-step inquiry form to share contact information, the property and program context, and consent. Financing remains subject to individual underwriting, approval, and availability.
Methodology and sources
Current facts, visible limits.
Last verified: 2026-09-16. Conditions change. Verify current products, terms, states, property eligibility, and requirements directly.
Lima One Capital, FixNFlip, Fix2Rent, Build2Rent, and related marks belong to their respective owner. Mayday Private Capital is not affiliated with or endorsed by Lima One Capital.
Compare the complete deal
Compare the property, plan, and financing path—not only a headline rate.
All financing is subject to eligibility, availability, individual underwriting, and approval. Submitting an inquiry is not an offer or commitment to lend.